What is the minimum fine for driving without insurance on a first offense?

The correct answer is that the minimum fine for driving without insurance on a first offense is $5,000. This penalty reflects the seriousness of driving uninsured, as it poses risks not only to the driver but also to other road users. In many jurisdictions, including Ontario, driving without proper insurance is a significant violation because it undermines the financial protection that insurance provides in the event of a collision or damage. The high minimum fine serves to deter individuals from risking driving without insurance coverage and emphasizes the legal requirement for all drivers to maintain valid insurance policies. This is crucial in promoting safer driving practices and ensuring that drivers can be held accountable in case of an accident.